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Active Visa 2026

Andorra Digital Nomad Visa

Digital Nomad Residence (D.3)

How to Apply Compare
Panoramic view of the Pyrenees mountains in Andorra
Photo: Krzysztof Golik / CC BY-SA 4.0 via Unsplash
Min. Income
None
per month
Stay
24 mo
Renewable
Foreign Tax
Special
Special regime available
App. Fee
$260
Up to 60 days
Family
Allowed
Dependents eligible
Apply Online
In-Person
Citizenship path: 20yr
Data verified: 2026-09-15  ·  Reviewed by SHOYA KIHARA  ·  See all All Visas

Overview

Andorra's D.3 Digital Nomad Residence, introduced by Llei 42/2022, is for newcomers whose work needs no fixed location and runs on telecommunications or technology. The authorisation lasts 2 years and is renewable for 2 years, then 3, then 10-year periods, as long as Andorra is your principal and effective residence for at least 90 days per calendar year. You must show sufficient economic means for yourself and any dependants, but the government does not publish the amount, and grants are subject to a regulated quota. There is no deposit: the fee is €224.61, and you apply in person by appointment once the Ministry of Economy has issued a favourable prior report. Income tax for Andorran tax residents is capped at 10%, and citizenship requires 20 years of residence.
Apply Online
Family Allowed
Renewable
Citizenship Path
67
/ 100
Very Good

Nomad Score

Our unique composite rating
Visa Accessibility 9/25

Fees, processing, online application

Stay & Flexibility 20/20

Duration, renewability, family

Tax Benefit 7/15

Foreign income may be taxed

Living Quality 19/25

Safety, healthcare, development

Digital Infrastructure 12/15

Internet, English, tap water

Nomad Score is calculated from visa accessibility, stay flexibility, tax benefits, living quality (UNDP, UNODC, WHO data), and digital infrastructure. Updated 2026-09-15.

Application Process

📋

Prepare Documents

Gather 8 required documents including prior favourable report from the ministry of economy (procedure gv000785, requested online, free, up to 15 working days), valid passport

📝

Submit Application

Apply in person at the immigration office

⏳

Processing

Wait Up to 60 days for a decision

✅

Approval

Receive your visa approval (fee: $260)

✈️

Arrive & Register

Register within Obtain the Ministry of Economy report first, then book an in-person appointment to file the D.3 application

How to apply online: annotated screenshots

Numbered markers on official portal screenshots show exactly where to click and what to enter.

Step 1 Find Andorra's digital-nomad residence category
Find Andorra's digital-nomad residence category
  1. Use the Government of Andorra immigration page for residence and work authorisations.
  2. Open section D.3, Residence for a digital nomad, and use the linked official forms and document requirements.

Source: Government of Andorra — Residence and work permits · Captured: 2026-07

Min. Monthly Income
None No minimum income required
Initial Stay
24 mo Renewable after first term
Application Fee
$260 Excludes insurance & legal fees

Visa Requirements

Financials

  • Income Proof

    Proof of location-independent remote work (employment contract or business documentation) and bank statements showing sufficient means

  • Income Type

    Sufficient economic means for yourself and any dependants, as set by regulation; the Government of Andorra does not publish the amount on its D.3 pages

Background & Health

  • Health Insurance
    Required
  • Background Check
    Required
  • Minimum Age 18+ years old

Advantages

  • • Maximum 10% income tax for Andorran tax residents - among Europe's lowest
  • • No wealth tax or inheritance tax between direct family
  • • Stunning Pyrenees mountain setting - world-class skiing
  • • Located between France and Spain - easy access to both
  • • Safe with very low crime
  • • Good healthcare system
  • • No deposit - the D.3 fee is €224.61
  • • 2-year initial authorisation, renewable for 2, then 3, then 10-year periods
  • • Only 90 days of residence per calendar year required to keep the permit
  • • Pathway to citizenship (after 20 years)
  • • Spouse and dependants can be included, with no per-dependant deposit
  • • Lower cost of living than nearby France/Spain ski resorts

Disadvantages

  • • Minimum means amount is set by regulation but not published, so eligibility is hard to judge in advance
  • • Subject to a regulated quota of authorisations
  • • Two steps: a Ministry of Economy report (up to 15 working days) before applying, then up to 2 months for a decision
  • • Not available online - in person in Andorra, by appointment
  • • Criminal record, medical certificate and Andorra-valid health insurance required
  • • Very long path to citizenship (20 years)
  • • Small country - can feel limiting (468 km²)
  • • Limited English - Catalan primary, Spanish/French secondary
  • • No airport - access via Barcelona or Toulouse
  • • Mountain climate - cold winters, limited summer
  • • Small expat/nomad community

Policy Change History

Tracking visa requirement changes over time to help you stay informed.

2026-02 policy change

Omnibus Law makes the EUR 50,000 AFA payment non-refundable for the self-employed route

Effective 13 February 2026 under Llei 2/2026. The payment belongs to the self-employed (J.1) route; the D.3 digital nomad residence has no such payment in its document list.

Source: Omnibus Law 2026, Principality of Andorra

Tax & Legal

Taxation Profile
Foreign Income Tax-Free

Foreign Income

Andorra may tax global income after you become a tax resident (typically 183 days).

Special Regime

Maximum 10% income tax (one of Europe's lowest)

Local Income

Income earned from local Andorra sources is taxable at standard rates.

Andorra has a maximum income tax rate of 10%, making it one of Europe's most tax-friendly jurisdictions. No wealth tax, no inheritance tax between direct family.

Living in Andorra

All ratings use a unified A–D scale. A = best for digital nomads in each category.

💰 Affordability
C

Moderate

Numbeo Cost of Living Index: 55/100 (NYC=100, lower=cheaper)

🛡️ Safety
A

Very Safe

UNODC Homicide Rate: 0/100k population

🏥 Healthcare
B

Good Coverage

WHO Universal Health Coverage Index: 78/100

📶 Internet
A

Excellent for Remote Work

Ookla Speedtest: 240 Mbps median download

🌐 Development
A

Very High Development

UNDP Human Development Index: 0.913

❄️
2° – 20°C

Mountain Mediterranean — cold winters, mild summers

🚰
Tap Water Safe

WHO/UNICEF JMP

💬
Local Language

Basics recommended

🌡️
Köppen

Climate classification

A = Excellent B = Good C = Moderate D = Caution

Sources: UNDP HDR 2025 · UNODC Homicide Data · WHO UHC 2023 · Numbeo · Ookla · WHO/UNICEF JMP. Updated 2026-08.

Common Questions

What does it cost to apply for the Digital Nomad Residence (D.3)?
The government fee is about $260. Budget beyond that for health insurance, sworn translations, apostilles and, where required, a criminal-record check — these routinely add up to more than the fee itself.
What income do I actually need for Andorra?
Andorra does not publish a fixed threshold for this route, so the assessment is made case by case on your documents. Figures circulating online are other applicants' experiences, not a published rule — confirm with the authority before you build a plan around a number.
How long does the Digital Nomad Residence (D.3) last?
The first grant runs 24 months and can be renewed. Time on this route can count towards longer-term residence.
Can I bring my family on the Digital Nomad Residence (D.3)?
Yes. Spouse and dependants can be included; your sufficient means must cover them too. The official D.3 document list contains no per-dependant deposit. Budget for the higher income threshold that normally comes with each additional person.
Does Andorra tax my foreign income while I am on this visa?
Yes — foreign-sourced income falls within scope. A reduced regime may apply: Maximum 10% income tax (one of Europe's lowest). Model the effective rate before committing; the headline rate is rarely what you actually pay.
What is the special tax regime in Andorra?
Maximum 10% income tax (one of Europe's lowest). Eligibility is conditional and usually time-limited, so confirm you qualify for the full period you intend to stay rather than just year one.
Do I have to apply in person for the Digital Nomad Residence (D.3)?
Yes — this route is not filed online. The application is made in country. Appointment availability is often the binding constraint, so book before assembling documents.
Can this route eventually lead to a Andorra passport?
It can form part of the path. Naturalisation typically comes after about 20 years of legal residence. You would normally move to permanent residence first, and language or integration requirements usually apply on top of the time.
What do I need to renew the Digital Nomad Residence (D.3)?
The initial authorisation lasts 2 years. The first renewal is for 2 years, the second for 3 years, and later renewals for 10 years. Holders must make Andorra their principal and effective residence for at least 90 days per calendar year. File before the current permit expires rather than after — in most systems a lapsed permit means starting the process again from outside the country.
Which documents cause the most trouble for Andorra?
Insurance wording and the criminal-record certificate. The policy has to cover the whole permitted stay in Andorra on terms the authority accepts, and the police certificate usually needs an apostille and a certified translation — both take longer to obtain than people plan for.

Where to Live & Work

Andorra la Vella

Capital and largest city. Best infrastructure, shopping, healthcare, and services. Main hub for residents and remote workers.

Avg 100 Mbps

Popular Neighborhoods

Andorra la Vella center

Urban, walkable, shopping and dining, busiest area

1BR Rent $1000/mo

Best for: Those wanting urban convenience in a small capital

Escaldes-Engordany (adjacent)

Spa town, modern, thermal baths, upscale

1BR Rent $1100/mo

Best for: Those seeking spa culture and modern amenities

Coworking Spaces

Andorra Coworking

Main coworking space in the capital

$200/mo
Various cafes

Some cafes welcome remote workers

$0/mo

Local Tips

  • ● Small capital - walkable and manageable
  • ● Duty-free shopping attracts day-trippers from Spain/France
  • ● Public transport connects all parishes
  • ● Caldea spa complex is iconic (Europe's largest spa)

Canillo / Encamp

Ski resort areas in the mountains. Quieter than capital, closer to nature and ski slopes. More residential.

Avg 80 Mbps

Popular Neighborhoods

Canillo

Mountain village, ski resort access, quieter, family-friendly

1BR Rent $850/mo

Best for: Ski enthusiasts and nature lovers

Encamp

Between capital and ski areas, residential, affordable

1BR Rent $800/mo

Best for: Balance of access and affordability

Coworking Spaces

Work from home or cafes

Limited formal coworking outside capital

$0/mo

Local Tips

  • ● Grandvalira ski resort nearby - excellent skiing
  • ● Quieter mountain lifestyle
  • ● Public transport connects to capital (15-30 min)

General Tips for Andorra

  • ● Andorra is a microstate - only 468 km² (181 sq mi) with 77,000 people
  • ● No airport - closest are Barcelona (3 hours) or Toulouse (3 hours)
  • ● Three languages: Catalan (official), Spanish, French. English limited.
  • ● World-class skiing - Grandvalira and Vallnord resorts
  • ● Duty-free status makes shopping cheap (electronics, alcohol, tobacco)
  • ● Public transport (bus) is excellent and connects all parishes
  • ● Mountain climate - cold winters (perfect for skiing), mild summers
  • ● Banking is strong - Andorra is a financial center (though no longer pure tax haven)
  • ● Healthcare is good and affordable compared to rest of Europe

Prices are approximate and based on publicly available data as of 2026-04. Actual costs vary by individual circumstances and market conditions.

After You Arrive

NRT (Tax Registration Number)

Required: Yes
Timeline: 2-4 weeks
Where: Department of Finance

Required for residents - needed for banking, employment, and tax filing

Bank Account

Can open: Yes

Recommended: Andbank, MoraBanc, Crèdit Andorrà

Alternatives: Wise and Revolut work but local account often needed

Housing Search

Main platforms: Andorra Sotheby's, Immobiliària Llar, Local real estate agents, Idealista Andorra

  • • Limited online listings
  • • Work with local real estate agents
  • • Rental market tight - start early
  • • Deposits typically 1-2 months

What Nobody Tells You

Andorra is Europe's microstate tax haven. With maximum 10% income tax and no wealth/inheritance tax, it attracts high earners from Spain, France, and beyond seeking tax optimization.

The D.3 is a two-step application. Before you can book the in-person immigration appointment, you need a favourable report from the Ministry of Economy, requested online through procedure GV000785 (free, up to 15 working days). Add that to the 2-month legal decision deadline when planning your move.

Don't confuse the D.3 with the self-employed route. Guides that mention a €50,000 payment to the Andorran Financial Authority are describing the J.1 self-employed residence, where that sum became final and non-refundable under Llei 2/2026. The D.3 document list has no deposit at all.

The 90-day minimum keeps the permit, not necessarily a tax status. D.3 holders must make Andorra their principal and effective residence for at least 90 days per calendar year, but the official pages do not say that this alone makes you Andorran tax resident. Confirm your position before counting on the 10% cap.

No airport means access is road-only. Andorra has no airport. Closest are Barcelona (3 hours drive) or Toulouse (3 hours). This limits accessibility but maintains the country's intimate character.

Catalan is the only official language. While many speak Spanish and French, Catalan is official and dominant. English is limited outside tourist areas. Learning basic Catalan or Spanish helps significantly.

World-class skiing at a fraction of the cost. Grandvalira is one of Europe's largest ski resorts, and season passes cost 1/3 of comparable French/Swiss resorts. This is a major draw for ski-loving nomads.

Banking secrecy is gone but taxes remain low. Andorra was historically a tax haven with strict banking secrecy. That's mostly ended (OECD compliance), but 10% max income tax remains attractive.

The 20-year citizenship path is exceptionally long. Andorra's citizenship requirement is 20 years of residence (reducible to 10 if you attended Andorran schools). This is one of Europe's longest paths.

Duty-free paradise. Andorra's duty-free status makes shopping incredibly cheap. Electronics, alcohol, tobacco, and perfume are much cheaper than Spain/France. Many tourists visit just for shopping.

Income in Context

Visa Requirement

Local Average Wage

$2,400/mo

Living Costs

1BR Rent: $800-1100
Monthly Total: $1800-2800

The D.3 requires sufficient economic means for you and any dependants, but the amount is set by regulation and not published on the official pages, so treat figures on commercial sites with caution. Andorra's average wage is $2,400/month and typical living costs run $1,800-2,800/month. There is no deposit to fund, only the €224.61 application fee, but you should be able to document steady income well above local living costs.

Andorra is more affordable than nearby France and Spain mountain resorts, but not cheap. Rent is reasonable, dining is moderate, and duty-free shopping helps. Overall costs are similar to mid-range Spanish cities.

Advanced Questions

What is the maximum income tax rate in Andorra?
10%. Andorra's personal income tax is capped at 10%, one of Europe's lowest, and there is no wealth tax or inheritance tax between direct family members. The cap only helps if you are Andorran tax resident; the D.3 requires just 90 days a year in the country, so check your tax residence separately.
Is there a deposit for the D.3 digital nomad residence?
No. The official D.3 document list contains no deposit, either for the applicant or for dependants. The €50,000 figure quoted in some guides is the payment to the Andorran Financial Authority required for the separate J.1 self-employed residence, which has been non-refundable since Llei 2/2026 took effect on 13 February 2026. The D.3 itself costs a €224.61 fee.
Can I work remotely for a foreign company?
Yes, that is what the D.3 is for. It covers people whose work does not require a fixed geographic location and is carried out through telecommunications or technology, such as working for a foreign employer or clients. Whether that income is taxed in Andorra depends on your tax residence; don't assume the 90-day presence rule settles it.
How do I get to Andorra without an airport?
Drive or bus from Barcelona (Spain) or Toulouse (France), both ~3 hours. Many residents fly into Barcelona airport and drive up to Andorra. Bus services connect regularly. The lack of airport keeps tourism manageable.
Is English widely spoken?
No. Catalan is the official language. Spanish and French are widely spoken due to proximity to Spain and France. English is limited outside tourist areas and expat circles. Learning Catalan or Spanish is highly recommended.
Can this visa lead to citizenship?
Yes, but it takes 20 years of residence, the last 5 of them continuous. Andorra has one of Europe's longest citizenship paths. The requirement can be reduced to 10 years if you attended Andorran schools. Along the way, D.3 renewals move from 2- and 3-year terms to 10-year authorisations.
Is the skiing really that good?
Yes. Grandvalira (210+ km of slopes) and Vallnord are world-class resorts at a fraction of French/Swiss costs. Season passes are ~€500 vs €1,500+ elsewhere. This is a major draw for ski-loving nomads.

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